Registered non-deposit lender · Rwanda

Fair loans for
real people.

Cham Business Ltd lends to individuals across Rwanda — quickly, transparently, and without the runaround. No deposits, no hidden costs.

24h
Typical decision time
RWF 10M
Maximum loan amount
0
Hidden fees, ever
100%
Rwanda-based & registered

Loans built around your life

Whatever you need it for, we keep the terms clear and the process simple.

Salary Advance

Bridge the gap before payday with a short-term advance against your monthly salary.

Amount
RWF 50K – 1M
Term
1 – 3 months
Apply for this loan

Personal Loan

Flexible funds for school fees, medical costs, or family needs, repaid in steady instalments.

Amount
RWF 200K – 5M
Term
3 – 24 months
Apply for this loan

Business Boost

Working capital for individual traders and small businesses ready to grow stock or operations.

Amount
RWF 500K – 10M
Term
6 – 36 months
Apply for this loan

Three steps to funded

01

Apply

Fill a short form online or visit our office in Kigali. It takes a few minutes.

02

Get assessed

We review your details and check affordability — fairly and transparently.

03

Receive funds

Approved loans are disbursed quickly, straight to your mobile money or bank.

Ready when you are. Apply in a few minutes.

Start your application