How it works

From application to funded

Five steps. Here's exactly what happens at each one.

  1. 1

    Apply

    Complete a short application online, or visit our office in Kigali. You'll need a valid national ID, proof of income, and your mobile money or bank details.

  2. 2

    We assess

    We review your details and check that the repayments fit comfortably within your means. We aim to get back to you within 24 hours, and we'll explain our decision either way.

  3. 3

    You accept

    If approved, we show you the full terms — amount, instalments, total cost — in plain language. Nothing is hidden. You accept only if it works for you.

  4. 4

    Get funded

    Once you accept, funds are disbursed quickly, usually the same day, straight to your mobile money or bank account.

  5. 5

    Repay

    Pay in steady instalments. We'll remind you ahead of each due date. If your circumstances change, contact us before you miss a payment.

Ready to start?

The application takes just a few minutes, with no obligation.

Apply now