About us

About Cham Business Ltd

A non-deposit lender based in Kicukiro, Kigali.

Cham Business Ltd is a registered non-deposit lending institution based in Kigali. We provide personal loans to individuals across Rwanda, for things like school fees, medical costs, or growing a small business.

Being a non-deposit lender means we don't take savings or deposits from the public. We only lend.

We publish the full cost of every loan before you sign, and each application is assessed on its own numbers, not a fixed formula.

Have a question first?

We're happy to talk things through before you apply.

Read our FAQ